Niriv Weather Trending Entertainment Lifestyle National Sports Technology World Finance Internet

Margin Lending Calculator

Calculate the maximum loan amount you can get against your share holdings and understand margin lending requirements.

Loan Calculations Margin Requirements Portfolio Leverage
Advanced margin analysis

Share Holdings

Enter symbol to auto-fill current price

Typically 50-70% of share value

Margin Lending Details

Understanding Margin Lending

What is Margin Lending?

Margin lending allows you to borrow money against the value of shares you own. Banks and brokers provide loans up to 50-70% of your portfolio value.

How Margin Works

You pledge your shares as collateral. The loan-to-value ratio determines how much you can borrow. If share prices fall, you may face a margin call.

Maintenance Margin

You must maintain a minimum equity percentage in your account. If your equity falls below this level, you'll receive a margin call to deposit more funds or sell shares.

Interest & Costs

Margin loans typically carry higher interest rates (10-15%). Processing fees, legal charges, and other costs may also apply.

Margin Lending Examples

50% Margin
NPR 5,00,000 portfolio
NPR 2,50,000 loan
Maintain NPR 2,50,000 equity
60% Margin
NPR 10,00,000 portfolio
NPR 6,00,000 loan
Maintain NPR 4,00,000 equity
70% Margin
NPR 15,00,000 portfolio
NPR 10,50,000 loan
Maintain NPR 4,50,000 equity

Margin Lending Disclaimer

Margin lending is a high-risk financial product that can result in significant losses. You may lose more money than your initial investment.

  • Only borrow what you can afford to repay
  • Monitor your portfolio value regularly
  • Be prepared for margin calls and forced selling
  • Interest rates and terms vary by lender
  • Consult a financial advisor before using margin
  • NEPSE regulations may apply to margin trading
Developers // Games // Company // Support // Careers