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SIP Calculator

Discover how Systematic Investment Plan (SIP) can help you build wealth through regular, disciplined investments. Calculate estimated returns from your SIP investments in mutual funds with our comprehensive Nepalese market calculator.

Wealth Projection Rupee Cost Averaging Long-term Planning Risk Management
Based on historical market returns

Investment Details

Historical NEPSE returns average around 10-15%

Investment Projection

Understanding SIP (Systematic Investment Plan) in Nepal

SIP vs LMS (Lump Sum Method)

There are two main methods of investing in mutual funds in Nepal:

  • • SIP: Systematic Investment Plan - Regular fixed investments
  • • LMS: Lump Sum Method - One-time large investment

SIP is the most popular method for long-term investment goals.

What is SIP?

SIP is an investment strategy that allows investors to invest a fixed amount of money on a regular basis in mutual funds. It's perfect for investors who want to build wealth gradually through disciplined saving.

How SIP Works in Nepal

Investments in Nepalese mutual funds can be made through:

  • • Closed-end funds: Lump sum investments only
  • • Open-end funds: Both lump sum and SIP (regular basis)

SIP allows annual, semi-annual, quarterly, and monthly investments.

Key Benefits of SIP

  • • Rupee Cost Averaging: Reduces market volatility impact
  • • Power of Compounding: Returns earn more returns
  • • Disciplined Investing: Regular savings habit
  • • Market Timing Risk Reduced: Invests in up and down markets
  • • Accessible: Even small amounts can start SIP

SIP Risk Management

Since SIP is a fixed-term investment, you invest regularly regardless of market conditions. This means you buy more units when prices are low and fewer units when prices are high, helping reduce overall investment risk.

About Our SIP Calculator

Our SIP calculator helps you:

  • • Calculate estimated returns from SIP investments
  • • Understand the power of compounding
  • • Plan your long-term investment goals
  • • Compare different investment amounts and periods

Important: Mutual fund schemes do not guarantee returns. Calculator results are estimates only.

SIP Success Stories

NPR 5,000/month
for 20 years at 12%
NPR 5.4 Million
NPR 10,000/month
for 15 years at 12%
NPR 5.2 Million
NPR 15,000/month
for 10 years at 12%
NPR 3.8 Million

Important Investment Notice

Mutual fund schemes do not guarantee returns. The returns calculated through our SIP calculator are only estimated returns determined at the discretion of the investor. Actual returns may differ significantly from calculator projections.

The actual return and the return used to calculate the SIP calculator may differ, which may result in a higher or lower final return. This calculator is for educational purposes only.

  • Actual returns may vary based on market conditions and fund performance
  • Past performance does not guarantee future results
  • Inflation can reduce the real value of your investments over time
  • Consider transaction costs, expense ratios, and exit loads
  • Investment in mutual funds carries market risk and is subject to volatility
  • Calculator projections are based on assumed growth rates
  • Consult a financial advisor before making investment decisions
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